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10 Reasons to Purchase Travel Insurance

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BUY TRIP CANCELLATION INSURANCE OR NOT?

Anyone who has booked a Benetti yacht charter or a Feadship yacht charter vacation knows that charter agents heavily promote trip cancellation insurance. For mega yacht charter agents, trip cancellation insurance is a substantial profit point.  Commissions of 20% of the insurance cost for selling this product for a Feadship yacht charter or a Benetti yacht charter are common.

 

SUMMER WEATHER IS SOMETIMES AN ISSUE

Charter brokers often offer this coverage to their Caribbean yacht charter customers who fear trip delays due to summer tropical weather disturbances.   Mediterranean yacht charter customers also hear the pitch to purchase this coverage, as concerns for lost baggage are common with long, international flights.

 

PROTECT YOUR INVESTMENT

Putting aside the fact that someone “profits” from the sale of these policies, a luxury yacht charter customer should give serious consideration to this coverage option.  Whether you rent a private yacht, a megayacht, or a superyacht, for a Caribbean yacht charter or elsewhere, or whether you plan crewed catamaran charters or sail boat charters – the facts remain the same: you are spending a lot of money and you may wish to protect your investment!

 

CIRCUMSTANCES OF CANCELATION

There are hundreds of circumstances that could cause you to cancel your trip, return home early, or force you to seek emergency medical treatment while traveling.  What if you booked a MIPIM yacht or a Monaco Grand Prix yacht for the yearly event in Cannes and Monte Carlo, and suddenly you could not attend?

TEN REASONS TO PURCHASE TRAVEL INSURANCE

To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong.

  1. CANCELED FLIGHTS — It’s 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?
  2. INSULIN IN LOST LUGGAGE — Your bag is lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?
  3. PASSPORT AND WALLET STOLEN — It’s your first visit to Europe, and your passport and wallet are stolen before you board your Monaco Grand Prix yacht. Where do you turn for emergency cash, and how will you get your passport replaced?

    THE LIST CONTINUES

  4. MEDICAL EVACUATION NEEDED — You’re involved in an accident during your Benetti yacht charter, and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?
  5. ILL CHARTER PARTY MEMBERS — Your sister-in-law becomes seriously ill and you must cancel your MIPIM yacht trip. What happens to your non-refundable deposits or pre-payments?
Marina of yachts
6.  LOST LUGGAGE — You arrive for your Feadship yacht charter in Jamaica, and your luggage doesn’t. If it’s lost, who will help you find it? Or if delayed, who will pay for your necessities?  What if it’s stolen, who will pay to replace it?

Woman sitting on an empty baggage carrousel holding head - lost luggage

THE LAST OF 10 REASONS

7.  BANKRUPTCY OF TOUR OPERATOR — Your luxury sailing charter tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?

8.  MEDICAL HELP NEEDED — You’re walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?

9.  TERRORISM — It is three weeks until your scheduled arrival for your Croatia yacht charter.  A terrorist incident occurs in the city that you are planning to visit. Who will pay if you want to cancel your trip?

10. HURRICANE — You are at a beach resort in the Florida Keys during your luxury sailing charter vacation, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?

WILL YOU BUY TRAVEL INSURANCE?

There are so many circumstances where your vacation may be interrupted.  It’s important to understand your options to safeguard your holiday investment.  Remember travel insurance is optional and should be analyzed before each vacation begins.

HOW TO BOOK A YACHT CHARTER

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BEWARE – Illegal Air Charters Are On The Rise

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WHERE IS MY PLANE?

Many luxury yacht charter guests arrive at their yachting destination via private air charter.   Now, imagine showing up at your local FBO to board your plane. Consequently, only to find there is no crew or jet waiting for you.  Sadly, fraudulent air charter scams are on the rise.  Fortunately, there is now a free resource to help you avoid what could be a miserable start to your Superyacht Experience™.

 

AVIATION INDUSTRY

The business aviation industry has just published a free online guide.  Without a doubt, it helps protect travelers new to air charter. The General Aviation Dry Leasing Guide outlines the laws and regulations related to the leasing of private aircraft.  Moreover, this guide keeps unsuspecting charterers from scams by illegal charter operators.

 

Photograph of a private jet with a red ferrari next to it. The jet is on the tarmac. The jet door is open, and the stairs are deployed. 2 men are walking up to the jet.

 

BEWARE OF SCAMS

Ryan Waguespack is Senior Vice President. Specifically, of the National Air Transportation Association.  Importantly, he addressed the problem in a recent interview with Robb Report. He said,

“As the holidays approach, travelers are turning to private aviation for its enhanced cleaning protocols and limited exposure to unknowns. It’s vital that these newcomers aren’t placing themselves or their assets at risk from illegal charter activity.”

 

ORIGINATION

Many of the scams seem to emanate from Europe.  Scam artists create websites that advertise aircraft available for rent.  Further, with legitimate tail numbers. Unfortunately, after the clients have paid, the websites disappear.  Clients have no flight – and no money.  Obviously, to make matters worse, there is no hope of a refund.

 

10 Reasons to Purchase Travel Insurance

 

 

FAA CERTIFICATION

Subsequently, similar scams are taking place here in the USA.  Some charter operators are using aircraft with no FAA Part 135 certification.  What is the certification?  The FAA requires certification to demonstrate that the aircraft and the crew have met stringent safety standards.  Furthermore, legitimate charter operators must have higher levels of insurance coverage.  According to Waguespack. “Operators chartering aircraft illegally may have insurance policies that are not sufficient to cover commercial activities. In the event of an accident, passengers may find their own corporate and estate assets at risk.”

 

TRUST THE GUIDE

The guide is by trusted air industry associations.  Specifically, the Aircraft Owners and Pilots Association (AOPA). In addition, the National Air Transportation Association (NATA).  Obviously, both contributed to the guide.

 

WANT MORE INFO?

To sum up, let our team help you navigate. In specific, the intricacies of selecting the right size and type of aircraft to whisk you to your yacht.  Handling the little details before your luxury yacht charter is what we do best.   Without a doubt, we take care of YOU.  It’s how we Deliver The Superyacht Experience™ to our clients.  Put our team to work for you!  Call 305-720-7245, email info@1800yachtcharters.com, or contact us through our online information form at https://www.1800yachtcharters.com/book-now-contact-us/.

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Luxury Yacht Charter Emergen-Sea: Ways To Protect Your Caribbean Yacht Charter Odyssey

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SAFETY FIRST ON VACATION

With one of the highest safety records in the travel industry, luxury sailing yacht charter vacations in the Caribbean continue to grow in popularity.  No one goes on a yachting vacation expecting misfortune.  However, it is wise to prepare for unforeseen circumstances. Here are several tips on how to protect yourself and your property.

LIABILITY INSURANCE

Photo looking up toward the sky. Red and white life ring overhead with rope trailing behind it, as if being thrown.
Liability Insurance
Before you sign your charter agreement, ask your broker about the level of insurance built into the rental contract. Find out if the yacht’s insurance policy covers guests for third party liability (e.g. injury to a swimmer by a charter guest operating one of the yacht’s waverunners), as well as coverage for lost possessions and personal accidents. Consult with your own insurance advisor regarding coverage options.

CANCELLATION AND CURTAILMENT INSURANCE

Cancellation and Curtailment Insurance
People get sick…Flights get cancelled…Stuff “happens.”  Many companies like Travel Assure and Travel Guard International offer cancellation and curtailment coverage at a cost of approximately 2.5 per cent of the charter fee to cover a possible loss of the charter fee if the holiday has to be cancelled for unforeseen reasons. 

MEDICAL AIR SERVICE

Photograph of a blue and red helicopter in flight. Flying over a mountain range. Rotors visibly moving - blurred in photo.
Medical Air Service
While Virgin Islands yacht charter vacations continue to be the most popular for Americans, more and more charterers are seeking remote sailing vacations in exotic island habitats.  If you are planning on cruising in Third World waters, realize local medical services may be well below those standards of your own country, and serious life-threatening injuries or illness might require expensive aero-medical (Medivac) evacuation.  For a low cost annual membership,  the US-based Medical Air Services Association will provide immediate access to an air ambulance for repatriation in lifesaving circumstances.

HOW TO BOOK A YACHT CHARTER VACATION

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What to Pack for a Sailboat Vacation

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